1. THOMSON FRANK MPINGANJIRA TRUST

• The settler and founder trustee of the Thomson Frank Mpinganjira Trust is Mr. Thomson Frank Mpinganjira
• This is a Private Trust with interests in; real property holdings, on the Malawi Stock Exchange and money market investments in addition to equity in FDH Financial Holdings.
• A Trust Deed dated 28 January 2000 established the Trust under the Laws of Malawi
• Mr. Thomson Frank Mpinganjira is the founder of the FDH Group

2. OLD MUTUAL LIFE ASSURANCE COMPANY (MALAWI) LIMITED

• Old Mutual is a leading international long-term savings, investment and protection Group. Based in London and trusted by more than 12 million customers worldwide. For over 166 years we have been serving the growing insurance and investment needs of local customers, companies and their advisors.
• Its operations in Africa are only part of a global presence. While the bulk of its business is in South Africa, in the rest of Africa the group has operations in Malawi, Zimbabwe, Namibia, Kenya, Botswana, Swaziland and Nigeria. The group’s operations outside Africa cover Europe, North America and Asia.
• Old Mutual is listed on the London, Johannesburg, Malawi, Zimbabwe and Namibian stock exchanges.
• The Old Mutual group’s businesses comprise long- term savings (Protection and retirement ), asset management (including unit trusts, portfolio management and stock broking), banking and Short term insurance.
• Old Mutual (Malawi) Limited is a local company fully owned by Old Mutual Africa Holdings Ltd whose ultimate shareholder is Old Mutual Plc.
• For further details, visit www.oldmutual.com or www.oldmutualmalawi.co.mw

• FDH ESOP (Employee Share Ownership Plan) was established in 2009 as a special purpose investiment vehicle for holding shares in FDH Financial Holdings on behalf of eligible staff, who are shareholders in FDH ESOP Limited.
• The scheme was created as an incentive to reward staff loyalty and productivity.
• The scheme encourages staff to take ownership of processes and performance of the group, enabling the Group deliver and exceed on our customer expectation and provide first class service.
• Through the establishment of the scheme, the Group has achieved remarkable retention in our valuable human resources component that guarantees stability and continued progress in our business success.