Current Account

Current Account

FDH Bank offers for individuals an ordinary personal current account. The FDH Current account offers various flexible payment methods to allow customers to make payments or money transfers directly to third parties through cheques rather than cash.

Features

  • Monthly or periodic bank statements
  • Use of cheque payment at any point of sale
  • Borrowing facilities

Benefits

  • Can access overdraft facility on application
  • Can access loan facility on application
  • A sweeping arrangement between accounts
  • Interest on a daily credit balance paid on the last day of every month

Account Opening Requirements

  • Complete Account Opening Form
  • Specimen Signature Card
  • Mandate Form, if applicable
  • Certified copies of positive identification e,g. driver’s license, passport, voter registration certificate
  • Registration Trading License – for sole proprietors
  • Most recent Water/Electricity Bills to confirm applicant’s resident address
  • Referee

Identification particulars in the form of:

  • Valid passport
  • Driver’s Licence
  • Voters Registration Certificate
  • Company ID, supported by an introductory or letter of confirmation from Employer

For non Malawians additional documentation as detailed below is required:

  • Resident or Business Resident Permit (BRP) or
  • Temporary Employment Permit (TEP)
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